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Insurance

Excess information

Here Automatic Car Hire sets out the facts behind car hire insurances, what’s available on our site and what you can find standard in the industry.

Vauxhall Astra Automatic

The facts about Automatic Car Hire

  • All the vehicles available to be booked on this website include fully inclusive insurance
  • You can also avail of our unique arrangement with Insurance4carhire.com if you wish
  • All of our suppliers offer their full support behind the booking.
  • All suppliers used include breakdown insurance and support.
  • You book with established leading car rental brokers exactly like booking direct
  • All vehicles are fully inclusive and ready to pick up subject to the excess coverage plus fuel deposit being blocked on the named driver’s credit card. Excess amount for CDW and Theft range on may factors including value and size of the vehicle. They could range from 400 to 1,200 Euro and vary from country to country – all information on excess amounts is available before booking.
  • You can avail of our agreement with Insurance4carhire.com backed by insurance giant AIG. For a small amount per day paid now you can avail of full coverage of your excess amounts and additional coverage to the underside of the vehicle, keys and windscreen. Simply make sure the offer box is checked on the booking page.

Standard Industry Facts

CDW

Crash Damage Waiver

This is maximum amount you are liable for the damage incurred to your vehicle in an accident. If the amount blocked is 600 Euro and you cause 1,200 Euro damage to the vehicle as specified by the suppliers garage then the full 600 Euro will be taken from your card.

The supplier will use this for any damage to the vehicle during your rental including scratches and anything that is not considered “wear ad tear”.

Theft

This is maximum amount your are liable for should the vehicle be stolen or damaged in an attempted crime. For example if you have a 600 Euro Theft excess and the vehicle is stolen then only the excess amount will be taken from your credit card.

Warning – In most cases where you have been negligent toward either damage to the vehicle or a theft of the vehicle the excess amounts will be removed and you will be liable for the full amount.

Credit Card Requirements

In the majority of cases a credit card with enough remaining credit to cover at least the excess amount is required to pick up the rental car. This should be in the stated driver’s name, the amount will not be taken from your credit card but will be blocked so in such a case can be debited up to the excess agreed.

Please note that with most suppliers you can reduce the amount blocked on the card by purchasing their additional excess reducing insurances. These are normally a “per day” charge and will either remove the excess completely or reduce it to an agreed amount.